Tuesday, February 19, 2008

How to Get a Cheap Whole Life Insurance Policy

Comparison Shop on the Internet

The key to finding a cheap whole life insurance policy is to comparison shop. Don’t just walk into the insurance agency down the street and sign up for the first insurance policy they hand you. In fact, you don’t even need to walk into an insurance agency at all, because the cheapest rates for whole life insurance are available online.

To find a cheap whole life insurance policy online, go to an insurance comparison website. Here you'll fill out a short form with information about yourself, such as ...

* Your age

* Any health conditions you have

* Whether you work in a hazardous occupation

* Whether you smoke

* Whether you have any risky hobbies

* How much insurance you want

The best insurance comparison websites even let you talk with insurance professionals so you can ask questions and make sure you get the best rate for your whole life insurance policy. (See link below.)

Once you submit this form, you'll receive fast quotes from multiple A-rated life insurance companies. You can then easily compare the quotes and choose the whole life insurance policy that's best for you.

Save on Your Whole Life Insurance Quote

In addition to comparison shopping, follow these tips to save on your whole life insurance:

* Sometimes it costs less to buy more insurance. Check the price of several insurance amounts with the same company.

* Live a healthy lifestyle. If you stop smoking and lose weight, you can save up to 50% on your premiums.

* Avoid hidden fees. Many insurance companies charge you to set up an automatic payment plan.
Comparison Shop on the Internet

The key to finding a cheap whole life insurance policy is to comparison shop. Don’t just walk into the insurance agency down the street and sign up for the first insurance policy they hand you. In fact, you don’t even need to walk into an insurance agency at all, because the cheapest rates for whole life insurance are available online.

To find a cheap whole life insurance policy online, go to an insurance comparison website. Here you'll fill out a short form with information about yourself, such as ...

* Your age

* Any health conditions you have

* Whether you work in a hazardous occupation

* Whether you smoke

* Whether you have any risky hobbies

* How much insurance you want

The best insurance comparison websites even let you talk with insurance professionals so you can ask questions and make sure you get the best rate for your whole life insurance policy. (See link below.)

Once you submit this form, you'll receive fast quotes from multiple A-rated life insurance companies. You can then easily compare the quotes and choose the whole life insurance policy that's best for you.

Save on Your Whole Life Insurance Quote

In addition to comparison shopping, follow these tips to save on your whole life insurance:

* Sometimes it costs less to buy more insurance. Check the price of several insurance amounts with the same company.

* Live a healthy lifestyle. If you stop smoking and lose weight, you can save up to 50% on your premiums.

* Avoid hidden fees. Many insurance companies charge you to set up an automatic payment plan.