California Health Insurance Laws
There are health insurance acts in place that make it mandatory for employers with a certain number of workers to provide insurance to employees. However, some employees do not accept the insurance plan offered by their employers and instead opt for the COBRA plan (Consolidated Omnibus Budget Reconciliation Act) to procure insurance for people who lose their plans. The COBRA plan is costlier than a conventional group health insurance plan, but cheaper than the individual health insurance plan. COBRA was passed by the Congress and retirees are also covered under this plan.
Due to a rise in immigration in California, the number of uninsured people in the state has increased substantially. In 2003, the California Health Insurance Act was passed to provide health coverage to maximum number of employees and their families.
The California Health Insurance Reliability Act, (CHIRA), was passed in the year 2005 to provide inexpensive health insurance coverage to the people in that state. The Health Insurance Portability and Accountability Act (HIPAA) was passed in 1996, to make sure that the health insurance coverage of employees and their families remains intact in the event of termination or change of job.
The state health department of California provides all the necessary information to people regarding the health insurance laws prevailing in that state.
There are health insurance acts in place that make it mandatory for employers with a certain number of workers to provide insurance to employees. However, some employees do not accept the insurance plan offered by their employers and instead opt for the COBRA plan (Consolidated Omnibus Budget Reconciliation Act) to procure insurance for people who lose their plans. The COBRA plan is costlier than a conventional group health insurance plan, but cheaper than the individual health insurance plan. COBRA was passed by the Congress and retirees are also covered under this plan.
Due to a rise in immigration in California, the number of uninsured people in the state has increased substantially. In 2003, the California Health Insurance Act was passed to provide health coverage to maximum number of employees and their families.
The California Health Insurance Reliability Act, (CHIRA), was passed in the year 2005 to provide inexpensive health insurance coverage to the people in that state. The Health Insurance Portability and Accountability Act (HIPAA) was passed in 1996, to make sure that the health insurance coverage of employees and their families remains intact in the event of termination or change of job.
The state health department of California provides all the necessary information to people regarding the health insurance laws prevailing in that state.
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